Auto Insurnace FAQs
From daily commutes to weekend drives, vehicles play a key role in how we move through the world. Auto insurance helps account for the financial risks that come with being on the road, including damage, liability and unexpected repair costs. At Best Buy Auto & Home Insurance Agency Inc, we walk drivers through what their policy may include and what to gather when preparing for a quote.
What Does Auto Insurance Typically Cover?
Auto insurance is made up of several coverage types that can be adjusted depending on how often you drive, what kind of vehicle you own and your comfort level with financial risk.
- Liability coverage may assist with expenses if you’re responsible for injuring someone or damaging their property in a crash.
- Collision coverage can help pay to repair or replace your vehicle if it’s damaged in an accident, regardless of who was at fault.
- Comprehensive coverage may apply when your vehicle is damaged by events unrelated to a collision, such as theft, vandalism, falling objects or natural disasters.
- Medical payments coverage may support you and your passengers with medical costs resulting from a covered incident.
- Uninsured/underinsured motorist coverage can help cover your losses if you’re involved in an accident with a driver who lacks sufficient insurance.
Optional add-ons, such as roadside assistance or custom parts coverage, may also be available depending on your policy. These components work together to create quality coverage around the different risks you may face on the road. If you’re feeling unsure on which coverages to add or combine, our agents can help tailor each part based on your vehicle and driving goals.
What Should You Prepare When Requesting a Quote?
Getting a quote is often quick—especially if you have the right details ready. Be prepared to provide the year, make, model and VIN of each vehicle you want to insure. You’ll also need driver’s license numbers for all listed drivers in your household and an idea of how the vehicles are used.
If you’re switching from another carrier, having your current policy’s declarations page can help speed up the process. Information about any recent accidents or claims may also be required to finalize your quote.
Contact Us Today
Best Buy Auto & Home Insurance Agency Inc helps drivers across Phoenix and Yuma, AZ compare auto insurance policies designed around their vehicles and driving habits. Contact our office today to get started.