Workers’ Compensation Insurance
How Does Workers’ Compensation Work in Arizona?
Workers’ compensation insurance can help provide a financial safety net for your employees if they are injured or become ill in a work-related accident or incident.
Contact Best Buy Insurance in Phoenix and Yuma, Arizona, to get workers’ compensation insurance tailored to your company’s needs.
What Does Workers’ Compensation Cover?
Workers’ compensation insurance in Arizona is a vital safety net that may help cover the following:
- Medical expenses for a covered workplace injury or illness, including hospital visits, medications, physical therapy and required medical equipment
- Lost wage replacement so affected employees can maintain financial stability during their recovery
- Disability benefits to support the affected employee based on the severity and duration of the disability
- Death benefits to the employee’s family or dependents, including funeral expenses and compensation for lost income
- Rehabilitation services for injuries requiring long-term recovery to help employees regain skills and return to work
Who Is Required to Carry Workers’ Compensation Insurance?
Arizona requires that nearly all employers maintain workers’ compensation insurance, including the following:
- Employers with one or more employees, including full-time, part-time and seasonal employees
- Public and private employers in a range of industries and sectors
- People who employ domestic workers in a private home
How to Get Workers’ Compensation Insurance
Understanding the coverage details and the requirements for maintaining workers’ compensation insurance is essential for a safe and compliant work environment. Contact Best Buy Insurance to learn how Arizona’s workers’ compensation insurance requirements apply to your company.