Summer Safety

As the sun shines brighter and temperatures rise, summer brings joy and outdoor adventures. However, it’s essential to prioritize safety while enjoying the season.

Staying Safe This Summer: Tips and Insurance Insights

The following are some summer safety tips to consider:

Road Safety

• Be well-rested and alert when driving.
• Always use seat belts and follow speed limits.
• Designate a sober driver if you plan to drink alcohol.
• Avoid distractions like cell phones.
• Exercise caution in work zones due to ongoing construction projects.

Water Safety 

• Prevent unsupervised access to water.
• Swim in areas with lifeguards.
• Always wear a life jacket on boats.
• Provide constant adult supervision around water.

Grilling Safety 

• Wash hands, utensils and workstations before preparing food.
• Separate raw meats from ready-to-eat foods.
• Supervise barbecue grills and keep them away from flammable objects.
• Don’t leave food out in the hot sun to prevent spoilage.

Camping Safety 

• Know your group’s abilities and the environment.
• Pack a first-aid kit for insect stings, sprains and other injuries.
• Stay hydrated and take precautions against dehydration.
• Share your travel plans with someone in case of delays.

Insurance Considerations for Summer Safety

As the weather warms up and summer activities kick in, the following are some insurance considerations to keep in mind:

• Road trips—Before embarking on your journey, review your auto insurance. Consider opting for higher liability coverage than the minimum required by law. Additionally, make sure you have comprehensive and collision coverage to financially safeguard against potential damage.
• Renting cars—Your current auto policy affects rental car insurance. If you lack collision coverage on your personal vehicle, you might be responsible for repairs if you damage the rental car. Alternatively, you can purchase a loss-damage waiver at the rental facility.
• Pool parties—Pools can be dangerous, especially for young children. Make sure your homeowners or renters insurance covers accidents related to pools.
• ATVs and dirt bikes—If you plan to ride ATVs or dirt bikes, make sure you have the proper insurance coverage.
• Boats—If you own a boat, consider boat insurance. Coverage can help financially protect you in case of accidents on the water.

Insurance in Phoenix, AZ

Having the right insurance coverage can help ensure you can enjoy summer fun with peace of mind. Contact Best Buy Auto & Home Insurance Agency Inc to review your insurance coverage today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.